Victoria County
·
Willow Creek Ranches
Willow Creek Ranches is a deed-restricted, ag-tax-exempt community of roughly 5-acre tracts just north of Victoria, off Highway 77 — room for a home, animals, or both, spread across two phases (about 160 tracts total). A private water well and septic system are required on each tract, with electric from Victoria Electric Cooperative. Owner financing is available and we accept almost all credit. These lots are currently sold out — contact us to be notified when tracts reopen.
≈5-acre tracts
Owner financing
Owner Financing
Financing made simple
We finance every homesite ourselves — no banks, and we accept almost all credit. Expect straightforward terms built for land buyers, with just a $90 filing fee plus a $50 per-person application due at closing.
Interest rate
12.00%
APR
≈ 11.98%
Term
Up to 30 years
Minimum down
$1,000
Credit check
Almost all accepted
Willow Creek Ranches
Come find your place at Willow Creek Ranches
Tour the lots, ask about financing, or reserve your favorite tract — no pressure, and almost all credit is accepted.